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Licensed Swiss Credit Broker
Personal Loan from 4.9% APR
Non-binding offer in 2 minutes – no upfront costs, no obligation.
Request Your Offer NowCantonal License
No Upfront Costs
100% Non-binding
Fast Payout
Terms at a Glance
| Loan Amount | CHF 4,000 – CHF 500,000 |
| Term | 6 – 120 Months |
| Effective Annual Rate | 4.9% – 9.9% |
| Total Cost | Depends on amount, term and creditworthiness |
| Broker | 123CREDIT GmbH (not a lender) |
| License | Cantonal license under KKG |
Why 123CREDIT?
Competitive Rates
From 4.9% effective annual rate for homeowners. Fair, transparent conditions for everyone.
Fast Processing
Online application in minutes. Response within 24 hours.
Flexible Terms
Choose between 6 and 120 months. Early repayment possible at any time.
Personal Advice
Our experts advise you individually – by phone or email.
Representative Calculation Example
| Loan Amount | CHF 10,000 |
| Term | 48 Months |
| Eff. APR | 7.9% |
| Monthly Rate | CHF 242.05 |
| Total Cost | CHF 11,618.40 |