Your Education Loan for a Successful Future
A solid education is the key to professional success. The education loan from 123CREDIT supports you in achieving your academic and professional goals, without financial pressure.
Finance Your Education and Studies
Whether university, vocational training or targeted further education, every phase of learning comes with individual costs. In addition to course or semester fees, the following expenses should also be considered:
- Teaching materials and specialist literature
- Rent and living expenses
- Insurance
- Transport or mobility costs
- Examination and certification fees
With an education loan, these expenses can be bundled and financed in a plannable way. This allows you to focus entirely on your qualifications.
Flexible Use and Individual Planning
The education loan from 123CREDIT offers you financial freedom. You determine the required loan amount and desired term. Based on this, we create an individual offer with transparent conditions.
Young people in particular often do not yet have sufficient income or an established credit rating. In such cases, it can make sense for parents to support the financing or take over the loan agreement. Thanks to stable income conditions, they often benefit from particularly attractive terms and can thus invest specifically in their children's future.
Alternative to Scholarships and Part-Time Jobs
Since only a small proportion of students in Switzerland receive a scholarship, many depend on additional financing options. An education loan offers a flexible alternative, independent of funding programmes or time-intensive part-time jobs.
Fast, Transparent and Fair
123CREDIT stands for clear structures, fair interest rates and straightforward application processing. After submitting your details, we carefully review your request and promptly present you with a personal loan offer.
Invest in Knowledge, Qualifications and Your Future
Effective annual interest rate: 4.7%–9.95%. Representative example: Loan amount CHF 10,000, term 48 months, effective annual interest rate 7.9%, monthly instalment CHF 242.05, total cost CHF 11,618.40. Interest rates from 4.7% for homeowners. 123CREDIT GmbH is a licensed credit broker (not a lender) under the Consumer Credit Act (KKG).