123CREDIT
123CREDIT GmbH

About Us

We support private individuals throughout Switzerland in realising their financial goals, structured, secure, and solution-oriented.

Our Expertise – Your Advantage

123credit.ch is the digital financing platform of 123credit GmbH, headquartered in Bachenbülach, Switzerland. The company has extensive experience in professional credit brokerage and is consistently expanding this expertise through its modern online platform. Clients benefit from proven know-how, clear processes, and reliable, contemporary digital handling.

As an independent broker, we work with carefully selected banks and financing partners. This allows us to offer our clients access to optimally tailored financing options – with the commitment to always find the best possible solution.

Security and Trust

Trust is the foundation of our work. All processes are carried out in strict compliance with legal requirements, in particular the Swiss Consumer Credit Act (KKG) and applicable data protection regulations.

All enquiries are handled discreetly, confidentially, and responsibly. Credit brokerage is conducted exclusively after careful assessment of the financial situation and within the framework of legal guidelines.

Speed Meets Personal Service

Our modern digital infrastructure enables efficient and swift processing of your request. At the same time, we place great value on personal support.

Every client receives individual advice – transparent, easy to understand, and at eye level. Because successful financing means not only speed, but also trust and personal guidance.

Our Service Promise

  • Fast and structured processing of your request
  • Personal and competent advice
  • Access to vetted and established financing partners
  • Transparent communication throughout the entire process
  • Maximum discretion and data security
  • Targeted search for the best possible financing solution

Our Values

Competence

Years of experience and in-depth expertise shape our daily work.

Responsibility

Financing is only arranged when it is affordable and economically sound.

Quality

We combine digital efficiency with personal service quality.

Partnership

We maintain sustainable and trusting cooperation with renowned banks and financing partners.

Our Commitment

123credit GmbH stands for security, professionalism, and sustainable financial advice in Switzerland.

Our goal is not only to arrange financing for clients, but to create a stable and responsible solution that convinces in the long term.

Granting credit is prohibited if it leads to over-indebtedness of the consumer (legal information pursuant to Art. 3 UWG).

Effective annual interest rate: 4.7%–9.95%. Representative example: Loan amount CHF 10,000, term 48 months, effective annual interest rate 7.9%, monthly instalment CHF 242.05, total cost CHF 11,618.40. Interest rates from 4.7% for homeowners. 123CREDIT GmbH is a licensed credit broker (not a lender) under the Consumer Credit Act (KKG).

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