Your Home Loan for a Worry-Free Fresh Start
A move marks a new chapter in life, but alongside the excitement, significant costs often arise. Rental deposits, double rent payments, moving costs, and new furniture can put a real strain on your budget.
With a home loan from 123CREDIT, you stay financially flexible and shape your fresh start with ease.
What Costs Typically Arise?
When moving to a new apartment, several expenses often arise simultaneously:
- Rental deposit (up to three months' rent)
- First regular monthly rent
- Possible double rent burden
- Moving company, transport, and packing materials
- Renovation or cleaning costs
- New furniture, lighting, or household appliances
The rental deposit is often due before the deposit from the previous apartment is refunded. Additionally, moving and furnishing can quickly reach a five-figure sum.
The Home Loan as a Flexible Solution
With a customized home loan, you bundle all housing-related expenses into a single financing. You choose the desired amount and the right term and pay back in predictable monthly installments.
This gives you financial flexibility for:
- Security deposit and initial costs
- New furnishings or modernization
- Unexpected additional costs
Instead of managing multiple financings in parallel, you benefit from a clear, transparent solution from a single source.
Your Reliable Partner
123CREDIT – your reliable partner for a relaxed move into your new home.
Effective annual interest rate: 4.7%–9.95%. Representative example: Loan amount CHF 10,000, term 48 months, effective annual interest rate 7.9%, monthly instalment CHF 242.05, total cost CHF 11,618.40. Interest rates from 4.7% for homeowners. 123CREDIT GmbH is a licensed credit broker (not a lender) under the Consumer Credit Act (KKG).